Trainee Loan Officer at AB Microfinance Bank Nigeria Limited

Main Responsibilities

  • Creating and Managing owned Loan portfolio
  • Conducting direct promotion and/or other marketing activities on regular basis
  • Screening prospect’s eligibility, opening loan applications and arranging appointments with clients
  • Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
  • Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee
  • Arranging the disbursement in collaboration with Back Office and client
  • Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs
  • Ensuring high-quality standards of the bank’s credit portfolio
  • Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.


  • Minimum educational qualification of B.Sc / HND
  • Basic knowledge of financial mathematics & Accounting
  • Basic computer skills and mobile Application
  • Detailed and target oriented.
  • Good team spirit
  • Self-motivated and industrious individuals who like to work outdoor.
  • Excellent analytical skills
  • Ability to disburse small and medium-sized loans to MICRO BUSINESSES.
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